ZINC Income Fund II, LLC was organized to conduct the following business: to make, purchase, originate, fund, acquire and/or otherwise sell loans secured by interests in real or personal property located across the United States. The ZINC Income Fund loans to real estate investors who buy, rehab, and re-sell distressed properties. The borrowed funds are used to quickly purchase houses and finance the necessary repairs. Upon completion, the properties are typically sold for a quick, significant profit. Real estate borrowers pay a premium to utilize ZINC’s funds, as they are more concerned with the speed and reliability of capital rather than the underlying costs.

ZINC Income Fund Investment Objectives

• Provide monthly distributions from cash flow
• Protect and preserve investor principal investment
• Mitigate and manage investors’ investment risk
• Provide investor tax benefits
• Provide investor the potential of inflation protection

ZINC Income Fund Highlights

High Current Yield

         8% cash distributions to investors since inception, paid monthly

         Rates to borrowers range from 9% to 12%

Protection of Principal

         1st position lien on underlying collateral

         Liquidity available after 12-month lock up period

Mitigation of Risk

         Loan duration average of 7-9 months

         Average borrower FICO score is over 700

         Fund’s investment is spread across multiple loans

Tax Benefits

         Distributions are taxed at 80% of the amount received

         Investors are taxed in their state of residence, not in the state the 

         fund operates