At Prospera, we understand that it’s impossible to be perfect. And we believe that a less-than-perfect credit score shouldn’t hold small business owners back from pursuing a better future. That’s why we specialize in unconventional, commercial real estate collateral loans for small businesses – lending a helping hand with lending that makes sense for all parties involved. 


investor capital managed


Principal Experience

6 Years

Real Estate Experience

25 Years

Investment Programs Offered

Open-Ended Fund, Trust Deed

Property Types

Office, Industrial, Retail, Mixed Use, Self Storage, Single Family, Diversified


East, Midwest

Strategies Employed

Private Lending

Risk Profile

Value Add, Opportunistic

Track record

No track record available

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Richard Adiansingh


 · 2015 - Present

Richard is the founder and principal manager of Prospera Advisory Group.A professional leader with over 20 years of experience in raising capital, sales, and real estate. Purchased, rehabilitated, and...read more
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Ralph Abbott

Managing Member

 · 2014 - Present

Ralph Abbott is the founder and principal manager of Prospera Advisory Group. During his 20 year banking career, Ralph was a commercial underwriter and lender transacting investment real estate loans ...read more
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